What is a Mixed File Case?

Credit Reporting Agencies can mix your identity with someone else which in turn results in an inaccurate credit report. These inaccurate credit reports run afoul of Credit Reporting Agencies’ obligation to report accurate credit information under the Fair Credit Reporting Act.

The following are a few categories of people who are often victims mixed credit files:

  • Individuals with similar names living in the same zip code
  • Individuals with similar first name and identical last name
  • Individual with similar names which are only distinguishable by a Jr. or Sr. suffix
  • Individuals with similar social security numbers

If you are a victim of a mixed credit file please call Saeed & Little, LLP at 317-584- 6785.