FDCPA Violations (part 3)

Debt collectors often engage in collection practices which are strictly prohibited under Federal Law. This blog is one in a series of blogs which will list out specific actions on the part of debt collectors which are in violation of the FDCPA and other federal statutes regulating the debt collection practices. The following are some examples of limitation places on debt collection practices: Debt Validation (Debt collector can be a third party collecting on behalf […]

What is a Mixed File Case?

Credit Reporting Agencies can mix your identity with someone else which in turn results in an inaccurate credit report. These inaccurate credit reports run afoul of Credit Reporting Agencies’ obligation to report accurate credit information under the Fair Credit Reporting Act. The following are a few categories of people who are often victims mixed credit files: Individuals with similar names living in the same zip code Individuals with similar first name and identical last name […]