Mortgage Servicing Abuses

In recent years, many mortgage lenders have used misleading information to file foreclosures, used false information to push through loans, committed blunders in the accounting and application of monthly mortgage payments paid by homeowners, and charged excessive and unreasonable late fees and expenses on defaulted loans. Many of these actions are in direct violation of Federal regulations, state laws, as well as the mortgage agreement signed by both parties. Saeed & Little, LLP will help you fight against Mortgage Companies for these violations. We will fight on your behalf to save your home and get compensation for your mental anguish and emotional distress.

Applicable laws:

Saeed & Little, LLP used its specialized knowledge of federal and state regulatory statutes to hold mortgage companies accountable for their abusive conduct. These statutes include but are not limited to:

  • Fair Debt Collection Practices Act
  • Telephone Consumer Protection Act
  • Real Estate Settlement Procedures Act
  • Indiana Home Loan Practices Act
  • Duty of Good Faith and Fair Dealings
  • Indiana Crime Victim Relief Act

What you should do:

If you are facing abusive conduct by a mortgage servicer, please act proactively and immediately seek legal counsel. You must continue to make your monthly mortgage payment until the mortgage servicer returns those payments. Even when the mortgage servicer returns your monthly mortgage payments make sure to set these payments aside and be ready to pay the outstanding payments on a short notice. Following these instructions is critical to ensure a positive result in your case.

We have significant experience in prosecuting these cases and a proved track record
SAEED AND LITTLE, LLP is currently litigating or previously litigated class actions and individual lawsuits against some of the largest banks and debt collectors in the world including but not limited to:

  1. Bank of America
  2. Chase Bank, N.A.
  3. Citi Mortgage
  4. Caliber Home Loans
  5. Bayview Loan Servicing
  6. Nationstar Mortgage
  7. Ocwen Loan Servicing
  8. Carrington Mortgage Services
  9. Selene Finance, LLP
  10. Select Portfolio Servicing