CONSUMER PROTECTION AND CLASS ACTION
The attorneys at Saeed & Little are highly experienced in consumer protection cases, including consumer collection defense, mortgage foreclosure defense, Fair Debt Collection Practices Act violations and Telephone Consumer Protection Act. Our attorneys have served clients in an individual capacity in consumer protections cases, and have successfully pursued class action cases against large financial institutions for consumer law violations.
The Law Office of Saeed & Little helps you the consumer to fight back against harassment and illegal collections practices of banks, creditors, collection agencies, mortgage companies and other businesses.
Consumers are frequently victimized by fraudulent, abusive, harassing and illegal practices of collection agencies, creditors and mortgage companies. If you are a victim of such practices Saeed and Little, LLP will assist you in fighting back against such abusive practices.
Consumers are often bombarded with marketing or collection cell-phone calls, texts and or faxes. Such contacts are often an invasion of your privacy and harassing. In many instances the calls, texts or faxes are against the Telephone Consumer Protection Act and could result in recovery of $500 – $1500 per phone call, text or fax.
Telemarketers, collections companies and creditors cannot call or text your cell phone without your express consent using an automated dialing system or a pre-recorded voice message.
Inaccurate Credit Reporting
We understand that your creditworthiness is one of the most important issues governing your day to day life. A false negative trade line on your credit report could be life changing and can have long lasting financial implications. Since credit reporting agencies are allowed to make billions of dollars from the sale of your credit related information, we want to make sure that we atleast hold them accountable to their legal obligations. The Fair Credit Reporting Act (FCRA) was created to protect consumers like you from inaccurate reporting and invasion of you privacy. The FCRA not only regulates the credit reporting agencies but also the parties that provide information to them.
Debt collectors and creditors often use abusive and harassing collection practices to collect their debts. Federal and Local Indiana laws put the power in your hand to take the fight back to these opportunistic and abusive businesses.
Mortgage Servicing Abuses
In recent years, many mortgage lenders have used misleading information to file foreclosures, used false information to push through loans, committed blunders in the accounting and application of monthly mortgage payments paid by homeowners, and charged excessive and unreasonable late fees and expenses on defaulted loans. Many of these actions are in direct violation of Federal regulations, state laws, as well as the mortgage agreement signed by both parties. Saeed & Little, LLP will help you fight against Mortgage Companies for these violations. We will fight on your behalf to save your home and get compensation for your mental anguish and emotional distress.
The purpose of a class action litigation is to allow an individual to take a principled stance and force a change upon some of the biggest private entities and corporations in the world. Class Actions can often be the only effective medium for change in corporate and governmental practices. Banding together hundreds or sometimes hundreds of thousands of people in one class action lawsuit gives a case a higher level of credibility and merit and forces the defendant to pay attention.
Many victims of fraud, corporate and government abuses, discrimination do not simply want individual recovery but aspire to change widespread and illegal practices and policies. This is the only meaningful resolution for such principled litigants. If you are a victim of such illegal practices and policies and want to make a lasting change please contact our office.
We are passionate about consumer rights and will fight to protect your rights and interest. Trust your case to the ethical representation provided by Indiana credit harassment lawyers at the law firm of Saeed & Little.
“The mortgage company did not even try to help me. All they was interested in was taking my money. Through the help of Chris and Ali they was able to work things out with the mortgage company. It was not an overnight process but now after all the work Ali and Chris have done I no longer will have to make a payment to the mortgage company. The mortgage company have agreed to write off the balance of my loan.” — Saeed & Little client